The cohort-based financial academy

Master money.
Build wealth.
Leave a legacy.

ZIVA teaches you personal finance, investing, and business — in structured cohorts, with weekly accountability and a mentor reviewing your actual work.

Milambo Mizinga

Led by Milambo Mizinga10+ years of teaching · 100+ masterclasses · across borders

Milambo Mizinga, founder of ZIVA School of Business and Money
100+ Masterclasses Taught

The ZIVA Ascent

One path. Five altitudes.

Every ZIVA student walks the same disciplined climb — and your cohort climbs it with you.

Altitude 01

Survival

Reactive money, month-to-month pressure. We start with a full audit — no judgment, full clarity.

Altitude 02

Stability

Cash flow mastered. Debt gone. Bulletproof savings and a lifelong financial plan you actually follow.

Altitude 03

Growth

Your money goes to work — government securities, assets, and the psychology to hold steady.

Altitude 04

Ownership

You build a business engineered to survive — planning, sales, branding, and capital.

Altitude 05

Legacy

Wealth with structure — built to outlast you and serve the people who come after you.

The curriculum

Three phases. Every module ends in real work.

Phase One

Command Your Cash

Personal finance, rebuilt from the foundation.

  • Cash flow rules & full financial audit
  • Bulletproof savings, debt eliminated
  • Your lifelong financial plan
See the modules

Phase Two

Make Money Work

The disciplined move from saver to investor.

  • Investment psychology under pressure
  • Government securities, mastered
  • Asset acquisition strategy
See the modules

Phase Three

Build What Lasts

Entrepreneurship as a professional discipline.

  • Business planning & branding
  • Sales & marketing mastery
  • Raising capital with confidence
See the modules

Why it works

Information is cheap. Transformation is engineered.

I

Cohort, not crowd

Fixed group, fixed timeline, shared momentum. Nobody drifts alone.

II

Weekly assignments

Required in every program. You graduate by building — not by watching.

III

Direct mentorship

Milambo reviews your actual work. Real feedback on real numbers.

IV

Measured by outcomes

Success is your financial results — the only metric that ever mattered.

Your move

The next cohort graduates with or without you.

Twelve months from now you will have a system — or another year of good intentions. Seats are capped so every student gets direct mentorship.

Application takes under three minutes. Enrollment closes when the cohort fills.